Insurance is confused

"Supreme Chancellor and Glorious Leader SaveTheIntegras" (jegoingout) 11/12/2015 at 20:05 • Filed to: Insurance

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Progressive quote for Evo X: $470 and change a month

Progressive quote on FRS: $293.40

Progressive quote on BRZ: $273.09

How does that make sense? (All vehicles leased, insurance plans not changed per vehicle)

bob and john > Supreme Chancellor and Glorious Leader SaveTheIntegras 11/12/2015 at 20:09

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EVO is actually kinda fast and harder to find parts for

BmanUltima's car still hasn't been fixed yet, he'll get on it tomorrow, honest. > Supreme Chancellor and Glorious Leader SaveTheIntegras 11/12/2015 at 20:09

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Insurance doesn’t make sense. Don’t try to figure it out.

Mr. Ontop, No Strokes, No Smokes...Goes Fast. > Supreme Chancellor and Glorious Leader SaveTheIntegras 11/12/2015 at 20:11

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I know someone with a DUI that pays less than that!

AM3R shamefully returns > Supreme Chancellor and Glorious Leader SaveTheIntegras 11/12/2015 at 20:11

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Holy shit that's crazy for the evo!

Supreme Chancellor and Glorious Leader SaveTheIntegras > AM3R shamefully returns 11/12/2015 at 20:12

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you should’ve seen Liberty Mutual, State Farm, Esurance, and Gieco’s quotes

Supreme Chancellor and Glorious Leader SaveTheIntegras > Mr. Ontop, No Strokes, No Smokes...Goes Fast. 11/12/2015 at 20:12

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#Jersey

MLGCarGuy > Supreme Chancellor and Glorious Leader SaveTheIntegras 11/12/2015 at 20:13

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The Evo is extremely quick compared to the FR-S and BRZ, so there’s your main reason.

I suspect younger, and therefore, higher risk drivers, get the FR-S compared to the BRZ (the FR-S is cheaper), so rates are higher, as well as being associated with the Scion brand.

Übel > Supreme Chancellor and Glorious Leader SaveTheIntegras 11/12/2015 at 20:13

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All three are pretty high risk reckless youth type cars. People who buy the FRS are more likely to crash it than the BRZ. Makes sense since it’s less expensive, so more easily afforded by reckless youths. Evo X should be pretty self explanatory, high risk AS FUCK.

The Opponaut formerly known as MattP123 > Supreme Chancellor and Glorious Leader SaveTheIntegras 11/12/2015 at 20:13

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Because Scion driver:

Subaru driver:

Supreme Chancellor and Glorious Leader SaveTheIntegras > MLGCarGuy 11/12/2015 at 20:15

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funny enough both the scion and subaru leases are nearly the same

MLGCarGuy > Supreme Chancellor and Glorious Leader SaveTheIntegras 11/12/2015 at 20:18

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Well then I guess…

Manwich - now Keto-Friendly > Supreme Chancellor and Glorious Leader SaveTheIntegras 11/12/2015 at 20:44

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I’ve concluded long ago that insurance doesn’t make any sense.

What they charge has a vague connection to your driving history, demographics, claims, theft and safety experience... tied in with your location. But I believe there’s a big amount of “making it up as we go along” behind the scenes.

And the net result is you have asinine things like different rates for a BRZ vs an FRS.

JQJ213- Now With An Extra Cylinder! > Supreme Chancellor and Glorious Leader SaveTheIntegras 11/12/2015 at 21:13

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It’s similar to how the BRZ is actually holding its value better.

The name scion has an association with teens and somewhat dumb young drivers.

Subaru makes some of the safest cars on the road. Driven by hippies and tree huggers.

They don’t consider the fact that they are identical cars with a little change in a badge.

Matt Nichelson > Supreme Chancellor and Glorious Leader SaveTheIntegras 11/12/2015 at 21:24

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Believe me when I tell you it isn’t just the quotes that make no sense. I am a claims adjuster and can tell you what you may get paid on a claim is different in each state due to certain state rules on liability. It’s just beyond me.

George McNally > Supreme Chancellor and Glorious Leader SaveTheIntegras 11/12/2015 at 22:25

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I have a 2000 SL 2 Saturn our 22 year old sons drives.......450 bucks.

A year.

Supreme Chancellor and Glorious Leader SaveTheIntegras > George McNally 11/12/2015 at 22:35

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I live in new jersey and am 21... :(

pip bip - choose Corrour > Supreme Chancellor and Glorious Leader SaveTheIntegras 11/12/2015 at 23:31

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wow , insurance is expensive!

i don’t pay $273 per year.

smobgirl > Supreme Chancellor and Glorious Leader SaveTheIntegras 11/13/2015 at 00:50

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When I got my Abarth State Farm didn’t have subcategories for the new Fiat trim options - it (supposedly) insured at the same rate as a Pop. With full coverage I’m paying about twice what I paid for a 15-year-old Civic that didn't have comprehensive/collision.

Supreme Chancellor and Glorious Leader SaveTheIntegras > smobgirl 11/13/2015 at 00:54

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I noticed no one had a sub category for the Abarth on their sites so it was just a regular 500. I checked some forums and people had insurance rates all over the place

smobgirl > Supreme Chancellor and Glorious Leader SaveTheIntegras 11/13/2015 at 01:05

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There wasn’t even an option for a 2012 Fiat (make). I’m pretty sure it’s listed on my policy as a Chrysler Fiat.

I think the lowest option I found was $67/month but due to home insurance I didn’t take that one. Granted I’m in a cheaper category and location than you :)